I've honestly never thought about it, one because I'm poor, two because... it's just a game. I already give money to anet, why give it to some random guy somewhere farming for money irl. Get a real job, I had to. I also have never felt the need to worry about how much others have had in comparison to me because... well, I'm having fun anyway, that's all that really matters. If I make a quick buck off of an end chest drop, then whoo! If not, I still have fun and a thrill of seeing if something good drops for me or not, and I'll do it again!
Hmmmm I should go do some SoO... talking about this makes me want to... lol.